Investment Planning Services

You can place your trust with Netzel Financial knowing our services meet the highest fiduciary standard.

At Netzel Financial, we provide the kind of smart investment planning services and honest advice that leads to portfolio growth, asset protection and income security. Our team values the individuality of each client’s situation and works hard to offer a personalized approach to financial planning. Our investment planning services are designed to help grow, protect, and preserve wealth. As a fiduciary, Netzel Financial adheres to the highest standard of care in the advisor-client relationship. In other words, we act in your best interest for every transaction, even if doing so means acting contrary to our bottom line.

Non-Traditional Asset Class Investments

This method of investing allocates a portion of investable assets into alternatives or non-traditional asset classes. These alternative investment types offer options to our investors that may not be available elsewhere. Of course, we do not recommend investing in investments you do not understand, that is why we recommend having a one-on-one discussion to go over what these assets entail.

Wealth Accumulation

The longer you invest, the more potential your money has to compound interest. If your portfolio has not fully recovered from losses in recent years, you may wish to consider a more aggressive allocation to make up for lost ground and get back on track to accumulating wealth. However, with fluctuations in the stock market, it is important to remember that more conservative retirement strategies typically have only a portion of the assets invested in the stock market. Allocations can be set aside for more conservative investments and income contracts designed to generate supplemental income during retirement. After all, the last thing you want to do is lose more ground during the next market correction.

Portfolio Diversification

The investment planning services at Netzel Financial center around ensuring portfolios are diversified in the right ways for pre-retirees and retired individuals. The traditional portfolio (60% US stocks and 40% US bonds) many not provide the diversification needed for those in their retirement years. Our clients usually want a consistent income, and we have found the traditional portfolio to be inadequate for this purpose. Netzel Financial utilizes a model similar to the Endowment Model of investing. You may recognize the term “Endowment Model” as the type of investments that colleges and universities use when seeking growth and profit.

Asset Protection

Twenty-first century asset protection calls for more than just strategic asset allocation. Including products like annuities in your retirement income strategy can help protect your money from declines due to market losses. Diversifying your retirement assets among a variety of vehicles — both through insurance products and investments, depending on what is appropriate for your situation — may offer you the best chance of meeting your income goals throughout your lifespan.